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Crypto Dollar-Cost Averaging (DCA) Calculator

Planning to invest regularly in crypto? Use our DCA calculator to see how your holdings and average price could look over time. Take the emotion out of buying!

Enter actual past purchase prices OR parameters for a DCA simulation.
EITHER (For Actual Past Data):

Enter prices separated by commas for each investment period you made.

OR (For Simulation):

How to Use the DCA Strategy Calculator

Visualize your potential crypto accumulation journey:

  1. Investment Amount per Period: Decide how much USD (or your currency) you'll invest each period.
  2. Asset Prices per Period: Enter the price of the asset for each period you invest, separated by commas (e.g., 50000, 48000, 52000). This allows for tracking actual past DCA or simulating with varying prices.
  3. Simulate: See the potential outcome: total invested, total coins acquired, and your average cost per coin.

What is Dollar-Cost Averaging (DCA) in Crypto?

Dollar-Cost Averaging is an investment strategy where you invest a fixed amount of money into a particular cryptocurrency at regular intervals, regardless of its price at that moment (though our calculator uses the price at each interval to determine coins bought).

Instead of trying to "time the market" (predicting lows and highs), you consistently accumulate the asset over time by buying at various price points.

Benefits of Using a DCA Strategy for Crypto

  • Reduces Emotional Investing: By committing to regular buys, you avoid fear-of-missing-out (FOMO) or panic selling based on short-term market swings.
  • Mitigates Volatility Risk: You buy more coins when prices are low and fewer when prices are high, potentially leading to a lower average cost per coin over time compared to a lump-sum investment at an inopportune moment.
  • Long-Term Focus: DCA is inherently a long-term strategy, encouraging patience and consistency in wealth building.
  • Accessible for All Budgets: You can start with small, regular amounts that fit your financial plan.

Our Average Cost Calculator can also help you track the actual results of your past DCA efforts if you have records of each purchase price and quantity.

Example DCA Scenario

Imagine you invest $100 into Bitcoin over 3 periods:

  • Period 1: Bitcoin price is $40,000. You buy $100 / $40,000 = 0.0025 BTC.
  • Period 2: Bitcoin price is $35,000. You buy $100 / $35,000 = ~0.002857 BTC.
  • Period 3: Bitcoin price is $42,000. You buy $100 / $42,000 = ~0.002381 BTC.

Our calculator would sum these up:

  • Total Invested: $100 + $100 + $100 = $300
  • Total BTC Acquired: 0.0025 + 0.002857 + 0.002381 = ~0.007738 BTC
  • Your Average Cost: $300 / 0.007738 BTC = ~$38,770 per BTC

DCA Questions

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Important Disclaimer

This DCA calculator is for simulation and informational purposes only. It's not financial advice. Cryptocurrency investments are volatile. Past performance is not indicative of future results.